"Mid Size Power Boats" - Buyers' Guide by David Pascoe

Boat and Yacht Insurance Issues

by David Pascoe

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  • Latent Defects

    A Little Understood Term Results in Boat Owners Not Taking Advantage of Insurance Coverage

    Most yacht policies have a latent defect clause which provides specific coverage for latent defects, while others specifically exclude latent defects from coverage. The term latent defect in maritime use is widely misunderstood, for it is not the same thing as with common law usage. A latent defect is an unknown defect not discoverable by such inspection or test as the law reasonably requires under the circumstances, i.e. reasonable and prudent inspection. Entire Article

  • What to do if Your Boat Is Hurricane Damaged

    Following a major hurricane like Ivan, most boat owners have their hands full with homes, family and business so that the prospect of having to deal with the boat also is a daunting and unwelcome task. However, your insurance policy obligates you to take all reasonable actions to preserve it from further loss and damage. Entire Article

  • In "Hurricane Preparations" category

  • Your Legal Obligations during a Storm

    Most people are probably quite unaware that they may actually have legal obligations for what happens to their boats, or rather what their boats do to other property, during a hurricane. Such obligations have been demonstrated in numerous court cases. Entire Article

  • In "Marine Surveying" category

  • Surveying Storm Damaged Boats

    Liability Risks for Failure to Report Inadequate Repairs Runs High

    What prompted me to write this article is that increasingly I am hearing of complaints against surveyors who have failed to discover major damages and structural faults with storm damaged boats.

    Since Hurricane Andrew in 1992, the eastern U.S. has been hit with 7 hurricanes that have caused damage to tens, if not hundreds of thousands of boats. This means that there is nearly an equal number of boats that have been repaired and put back on the market.In itself, that would not be a problem, except that so many of these damaged boats were sold as salvage to speculators who then made substandard repairs and put them back on the market.?(Posted 1997) Read Entire Article.

  • Direct Link to a Chapter at

  • Chapter 4 
    Marine Insurance and Issues of Law (Marine Investigations)

  • Chapter 10  
    Fraud Investigations
    (Marine Investigations)

David Pascoe's
Power Boat Books

Mid Size Power Boats Mid Size Power Boats
A Guide for Discriminating Buyers
Focuses exclusively cruiser class generally 30-55 feet
With discussions on the pros and cons of each type: Expresses, trawlers, motor yachts, multi purpose types, sportfishermen and sedan cruisers.
Buyers' Guide to Outboard Boats
Selecting and Evaluating New and Used Boats
Dedicated for offshore outboard boats
A hard and realistic look at the marine market place and delves into issues of boat quality and durability that most other marine writers are unwilling to touch.
Surveying Fiberglass Powewr Boats
Surveying Fiberglass Power Boats
2nd Edition
The Art of Pre-Purchase Survey The very first of its kind, this book provides the essentials that every novice needs to know, as well as a wealth of esoteric details.
Marine Investigations
Pleasure crafts investigations to court testimony The first and only book of its kind on the subject of investigating pleasure craft casualties and other issues.
Nearly 80 countries
Countries List
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